Farm & Agriculture Equipment Financing

Tractors, combines, irrigation, and grain systems financed around harvest cash flow. Elevex structures annual and skip-payment schedules that match how farm revenue actually arrives.

Combine harvester working a grain field at harvest — farm equipment financing

How Elevex works

Forty seconds, start to funded.

The Reality

Revenue arrives once or twice a year at harvest, but equipment payments come due every month. Commodity prices swing. Weather decides margins. Rigid credit boxes don't fit operations that think in seasons and acres.

Harvest-Timed Payments

Annual, semi-annual, or skip-payment schedules matched to crop cycles and livestock sales — not calendar months.

Full Rural Asset Scope

Tractors, combines, planters, irrigation pivots, grain handling, and dairy systems — new or used, dealer or auction.

Acreage-Scale Capability

From a first used combine to a multi-farm fleet program: $50K to $5MM+ with application-only decisions to $1MM.

What You Get

Application-only to $1,000,000 with decisions in minutes
Structures designed around your actual business model
$50,000 to $5,000,000+ transaction capability
Direct relationship with seasoned finance professionals
Used farm equipment financing — dealer, auction, or neighbor-to-neighbor sales
Annual and semi-annual payment schedules timed to harvest and livestock revenue

Equipment We Finance

New, used, dealer, or auction — application-only to $1,000,000, terms from 24 to 84 months.

Field Equipment

Tractor financing from utility to 4WD row-crop, combine and harvester financing, planters, sprayers, and tillage — new and used.

Irrigation & Grain Systems

Center-pivot irrigation financing, grain bins, dryers, and handling systems — infrastructure that pays back over decades, financed sensibly.

Livestock & Dairy

Milking systems and robotics, feed handling, barn equipment, and livestock trailers structured around milk checks and sale cycles.

Common Questions

Can I finance used farm equipment from an auction or private seller?

Yes — used farm equipment financing covers dealer lots, farm auctions, and private-party sales alike. Where captive lenders push you toward new iron, we finance the combine that actually fits your acres and budget.

Do payments have to be monthly?

No — agriculture is where annual, semi-annual, and skip-payment schedules earn their keep. One payment at harvest, or two timed to crop and livestock sales, is a normal structure here, not a special request. Compare payment structures.

How is Elevex different from dealer or captive financing?

Captives finance their brand's new equipment on their terms. We're brand-agnostic across your whole operation — mixed fleets, used equipment, irrigation, and grain systems — with structures a captive program can't write.

Does farm equipment qualify for Section 179?

Most purchased agricultural machinery and single-purpose structures placed in service this year qualify, financed or not. Model your deduction with the Section 179 calculator and confirm details with your tax advisor.

Equipment Financing Guides

Deep dives on the specific equipment this industry runs — rates, structures, and what we finance.

Farm Equipment Financing

Farm equipment financing with harvest-timed payments — tractors, combines, and implements, new and used, dealer or auction.

Ready to align payments with your business?

Talk to an equipment finance expert who knows your industry. Sell equipment in this industry? Offer financing at the point of sale with CapVex.

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