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Equipment Financing for Healthcare & Medical

Medical practices face unique equipment challenges: fast-moving technology, reimbursement delays, specialized assets, regulation-driven replacement. Elevex engineers structures that fit.

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Medical imaging and clinical equipment in a modern practice — medical equipment financing

How Elevex works

Forty seconds, start to funded.

The Reality

Technology advances quickly. Revenue comes from insurance reimbursement with delays. Equipment is specialized with limited markets. Regulations drive replacement.

Reimbursement-Aware Terms

Payment schedules that account for insurance reimbursement timing instead of stressing working capital.

Technology Refresh Built In

Upgrade paths for fast-moving modalities so your equipment stays current with standards of care.

Specialized Asset Expertise

We understand medical asset values and secondary markets — and price structures accordingly.

What You Get

  • Application-only to $1,000,000 with decisions in minutes
  • Structures designed around your actual business model
  • $50,000 to $5,000,000+ transaction capability
  • Direct relationship with seasoned finance professionals
  • New, used, and refurbished medical equipment financing — OEM or third-party certified
  • Deferred and step-payment starts that bridge credentialing and reimbursement ramp

Equipment We Finance

New, used, dealer, or auction — application-only to $1,000,000, terms from 36 to 84 months.

Imaging & Diagnostics

MRI financing, CT, ultrasound, digital X-ray, C-arm, and mammography — new, used, and OEM-refurbished systems with realistic technology-life terms.

Clinical & Surgical

Surgical suite buildouts, sterilization, patient monitoring, exam tables, and procedure equipment for practices and ASCs.

Practice Infrastructure

In-house lab analyzers, EHR and IT hardware, and aesthetic laser financing for med spas and dermatology.

Common Questions

Can I finance used or refurbished imaging equipment?
Yes — used and OEM-refurbished MRI, CT, and ultrasound systems are financeable, and often the right economics for a growing practice. We know medical secondary-market values, so refurbished systems don't get penalized with inflated rates.
How do payments work when insurance reimbursement lags?
We build reimbursement-aware schedules: deferred first payments while a new modality credentials, or step payments that start light and rise as billing catches up. Compare structures to see what fits your revenue cycle.
Does medical equipment qualify for Section 179?
Most purchased clinical equipment placed in service this year qualifies, financed or not — imaging, exam, lab, and office equipment included. Estimate the deduction with our Section 179 calculator and verify with your tax advisor.

Equipment Financing Guides

Deep dives on the specific equipment this industry runs — rates, structures, and what we finance.

Medical Equipment Financing

Medical equipment financing for imaging, surgical, and practice equipment — new, used, and refurbished, with reimbursement-aware terms.

MRI Financing

Finance MRI systems with siting, shielding, and installation in one transaction — new, OEM-refurbished, and de-installed scanners.

CT Scanner Financing

Finance CT scanners new, refurbished, or de-installed, with terms set against slice configuration and documented tube life.

X-Ray & Fluoroscopy Financing

Finance digital radiography rooms, DR retrofits, fluoroscopy suites, and C-arms — new and refurbished, with installation included.

Ultrasound Financing

Finance cart-based and point-of-care ultrasound systems with transducer packages included — new, refurbished, and multi-system rollouts.

Surgical Equipment Financing

Finance surgical suites as one transaction — tables, lights, towers, energy platforms, instrument sets, and sterile processing.

Patient Monitoring Financing

Finance bedside monitors, telemetry, and central stations as a fleet, with phased rollouts timed to end-of-support dates.

Laboratory Equipment Financing

Finance chemistry, hematology, and molecular analyzers with terms aligned to the reagent and service agreements behind them.

Healthcare IT Infrastructure Financing

Finance EHR implementation, servers, network, and endpoint hardware on refresh-cycle terms built for assets with no residual value.

Ambulatory Surgery Center Financing

Finance an ASC as the facility it is — operating rooms, sterile processing, anesthesia, and recovery — drawn against the licensure and accreditation calendar.

Practice Expansion Equipment Financing

Finance a new service line as a project — the modality, the room modifications, and the months between install and credentialing.

Related Reading

From the Elevex Insights library — payment engineering, structures, and strategy for operators in your industry.

Payment engineering vs. equipment financing

What smart finance teams know that banks don't

When equipment becomes strategy

Payment structures that enable growth, not just acquisition

Ready to align payments with your business?

Talk to an equipment finance expert who knows your industry. Sell equipment in this industry? Offer financing at the point of sale with CapVex.

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