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Equipment Leasing

Lower payments, end-of-term flexibility, and the accounting outcome your CFO actually needs — leasing structures engineered per deal, backed by $1B in institutional capital.

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Equipment Leasing

Leasing Is a Set of Tools, Not One Product

The lease that lowers this quarter's payment, the lease that keeps equipment off the balance sheet, and the lease that ends in ownership are three different instruments. Most lenders sell whichever one they have; we engineer whichever one your outcome requires.

Operating / FMV Lease

Lowest payments and end-of-term choice: return, renew, or buy at fair market value. Fits fast-cycling technology and CFOs targeting off-balance-sheet treatment.

$1 Buyout Lease

A financing lease that ends in ownership for one dollar. Fixed payments, Section 179 eligibility, and the equity path of a loan with lease simplicity.

TRAC Lease

For titled vehicles: a fixed terminal residual lowers in-term payments and sets a known end-of-term price. The standard structure for trucks and trailers.

Why Operators Lease with Elevex

  • Payments typically lower than loan structures
  • End-of-term flexibility: return, renew, upgrade, or own
  • Operating lease treatment where the accounting requires it
  • Technology-refresh paths built into the term
  • Seasonal and step schedules available on lease structures
  • Application-only to $1,000,000 with decisions in minutes

Leasing by Industry

Lease structures matched to how your vertical earns:

Construction

Excavators, dozers, and skid steers on seasonal and project-aligned terms.

Transportation

Semi trucks, trailers, and fleets with TRAC lease and utilization options.

Healthcare & Dental

Imaging, surgical, and operatory equipment with reimbursement-aware schedules.

Restaurants & Hospitality

Kitchens, FF&E, and buildouts matched to seasonal covers.

Manufacturing

CNC, fabrication, and automation with contract-aligned terms.

Agriculture

Tractors and combines with harvest-timed payment schedules.

Equipment Leasing Questions

What's the difference between an operating lease and a finance lease?
An operating (FMV) lease rents the equipment's useful life — lower payments, end-of-term flexibility, and potential off-balance-sheet treatment. A finance lease ($1 buyout) is ownership on a schedule: higher payments, but you keep the asset and the tax benefits. The decision usually turns on how long you'll run the equipment and the accounting outcome you need.
FMV lease vs $1 buyout — which should I choose?
Choose FMV when technology cycles fast or you want the lowest payment and an exit; choose $1 buyout when you'll run the asset past the term and want equity plus Section 179 treatment. We price both on the same deal so the comparison is real. Compare structures.
Can I lease used equipment?
Yes — used equipment leases are standard, with residuals and terms set to the asset's actual remaining life. Auction and dealer-sourced equipment both qualify.
Do lease payments qualify for tax deductions?
Operating lease payments are generally deductible as a business expense; $1 buyout leases are treated like financed purchases, with Section 179 expensing available on qualifying equipment. Model the purchase-side numbers with our Section 179 calculator and confirm treatment with your tax advisor.
What is equipment sale-leaseback?
A sale-leaseback converts equipment you own into working capital: Elevex buys the equipment at appraised value and leases it back to you, so the asset keeps working while the equity funds growth. It's a liquidity tool for equipment-rich, cash-constrained operators.

Engineer the lease around the outcome.

Operating, FMV, $1 buyout, TRAC, or sale-leaseback — structured per deal by people who do this all day.

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