Equipment Financing for Landscaping & Tree Care
Mowers, skid steers, chippers, and bucket trucks financed around seasonal revenue. Skip-payment winter structures built for landscaping and tree care companies.
How Elevex works
Forty seconds, start to funded.
The Reality
Eight months of revenue has to carry twelve months of payments. Crews scale up in spring and idle in winter. Equipment takes real abuse and replacement cycles are short. Level monthly payments ignore all of it.
Seasonal Skip Payments
Reduced or skipped winter payments with peak-season alignment — the structure this industry should have had all along.
Fleet-Building Programs
Add crews without cash crunches: mowers, trailers, skid steers, and trucks on coordinated schedules.
Tree Care Capability
Chippers, stump grinders, bucket trucks, and cranes — specialized assets priced by people who understand them.
What You Get
- Application-only to $1,000,000 with decisions in minutes
- Structures designed around your actual business model
- $50,000 to $5,000,000+ transaction capability
- Direct relationship with seasoned finance professionals
- Skip-payment winter structures — pay when you're mowing, not when you're plowing through savings
- Crew expansion packages — mowers, trailer, and truck financed as one deal
Equipment We Finance
New, used, dealer, or auction — application-only to $1,000,000, terms from 36 to 84 months.
Mowing & Turf
Commercial mower financing for zero-turn and stand-on fleets, aerators, spreader/sprayer systems, and turf renovation equipment.
Irrigation Install
Vibratory plow and trencher financing, boring attachments, and service trucks — the contractor-side fleet that puts systems in the ground.
Compact Iron
Skid steer financing, mini excavators, compact track loaders, and attachments — the machines that turn labor hours into contract capacity.
Tree Care & Hauling
Chipper financing, stump grinders, bucket truck financing, grapple trucks, and trailers — high-ticket tree care assets valued correctly.
Common Questions
How do seasonal skip payments actually work?
Does landscaping equipment qualify for Section 179?
Equipment Financing Guides
Deep dives on the specific equipment this industry runs — rates, structures, and what we finance.
Landscaping Equipment Financing
Landscaping equipment financing with skip-payment winter structures — commercial mowers, compact iron, and tree care equipment.
Bucket Truck Financing
Finance forestry and insulated bucket trucks with chassis and boom valued separately — new, used, and municipal fleet units on seasonal structures.
Wood Chipper Financing
Finance 12 to 20 inch tow-behind wood chippers for tree crews, with seasonal structures and knife and drum wear built into the term.
Stump Grinder Financing
Finance self-propelled, tracked, and tow-behind stump grinders with teeth and cutter wheel wear priced into the term.
Compact Track Loader Financing
Finance compact track loaders with terms set inside undercarriage life — 74 to 120 hp machines, attachments, and used units.
Irrigation Installation Equipment Financing
Finance vibratory plows, trenchers, and boring equipment for irrigation contractors, with payments matched to a spring and fall install calendar.
Commercial Mower Financing
Finance zero-turns, stand-ons, and the trailer that carries them as the mowing package a crew replaces together, on a seasonal schedule.
Spray Rig Financing
Finance the finished spray truck — chassis, split-tank skid, reels, and spreader carrier — on terms sized to a route's renewal season.
Related Reading
From the Elevex Insights library — payment engineering, structures, and strategy for operators in your industry.
Weak Collateral. No Upfront Cash. No Problem.
How Elevex turned a stalled software deal into a single monthly payment when the bank walked away.
Playing chess while your competition plays checkers
Advanced payment strategies for equipment sales
Ready to align payments with your business?
Talk to an equipment finance expert who knows your industry. Sell equipment in this industry? Offer financing at the point of sale with CapVex.