Compact Track Loader Financing

Finance compact track loaders with terms set inside undercarriage life — 74 to 120 hp machines, attachments, and used units. Representative example: a $95,000 compact track loader runs about $1,800/month.*

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The Compact track loader Reality

A track loader costs more than the skid steer it replaces and runs an undercarriage that's a five-figure consumable, so on sticker price it never wins. It wins on days worked: tracks put the machine on wet turf, soft grade, and slopes in the weeks a wheeled machine sits on the trailer, and on a landscape schedule those weeks are the season. The honest comparison is billable days minus undercarriage, and that's the number we build the term around.

Built for This Asset

Structures priced by people who know what a compact track loader earns and how it holds value — not a generic credit box.

Landscaping & Tree Care Expertise

Part of our Landscaping & Tree Care vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

74 to 120 hp compact track loaders
Wheeled skid steers where ground conditions allow
Undercarriage, track, and roller replacement
Attachments — buckets, grapples, augers, and forestry heads
Used and off-rental machines valued on undercarriage life
Machine, trailer, and attachment packages as one deal

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Track loader or skid steer — how do the economics compare?

Ground conditions decide it. Tracks buy flotation and working days on turf and soft ground at the cost of undercarriage replacement; wheels are cheaper to run and quicker on hard surfaces. Crews doing site work on finished lawns generally land on tracks. For the wheeled side, see skid steer financing.

How does undercarriage wear affect the term?

It caps it. Tracks, rollers, and idlers are a scheduled replacement measured in hours, so we set the term inside that life rather than past it — the goal is that you're not making payments on a machine whose undercarriage has already been bought twice.

Can I finance a used compact track loader?

Yes — used compact track loader financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a compact track loader qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can compact track loader financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your compact track loader?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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