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Privacy Policy

Elevex Capital, LLC (“Elevex,” “we,” “us,” or “our”) is a commercial finance company that maintains policies and procedures designed to protect the confidentiality, integrity, and security of personal information obtained in connection with its business activities. This Privacy Policy describes how Elevex collects, uses, discloses, and safeguards personal information relating to individuals acting in a commercial capacity, including applicants, guarantors, beneficial owners, and authorized representatives.

This Policy applies to personal information collected through our website (the “Site”), credit application processes, and other interactions with Elevex.

CALIFORNIA NOTICE AT COLLECTION

If you are a California resident, this section constitutes our Notice at Collection under the California Consumer Privacy Act, as amended (“CCPA”).

Categories of Personal Information Collected

We may collect the following categories of personal information:

  • Identifiers: including name, mailing address, email address, telephone number, and Social Security number
  • Financial Information: including income, assets, liabilities, bank account information, and credit-related information
  • Internet or Network Activity: including IP address, browser type, device information, and interactions with the Site

Purposes of Collection and Use

  • Evaluating, underwriting, and processing credit and financing applications
  • Verifying identity and mitigating fraud risk
  • Establishing, servicing, and administering financial products and relationships
  • Complying with applicable legal, regulatory, and contractual obligations
  • Operating, maintaining, and improving our systems, services, and Site

Sale or Sharing of Personal Information

  • Identifiers: including name, address, email, telephone number, and Social Security number
  • Financial Information: including income, assets, liabilities, bank account information, and other data necessary for underwriting and credit evaluation

1.2 Information Collected Automatically

  • IP address, browser type, and device identifiers
  • Usage data, including pages visited and interaction patterns

1.3 Sensitive Personal Information

  • Evaluating creditworthiness and processing financing transactions
  • Verifying identity and detecting or preventing fraud and unauthorized activity
  • Establishing and maintaining customer relationships
  • Servicing accounts and administering financial products
  • Maintaining books and records and complying with legal and regulatory obligations
  • Improving operational effectiveness, systems performance, and user experience

3. DISCLOSURE OF PERSONAL INFORMATION

3.1 Service Providers and Contractors

  • Application and customer information is retained for the duration of the relationship and for a period thereafter consistent with applicable law and internal record retention policies
  • Inquiry and website submission data is generally retained for up to 24 months unless a longer period is required
  • Aggregated or de-identified information may be retained for internal analytical purposes

6. AUTOMATED DECISION-MAKING AND PROFILING

  • Opt out of profiling in furtherance of decisions that produce legal or similarly significant effects
  • Obtain information about the logic involved in automated decision-making that significantly affects you
  • Request human review of certain automated decisions
  • Right to Access and Know: To confirm whether we process your personal information and to request access to such information, including the categories of information collected, sources, purposes of use, and categories of third parties with whom such information is disclosed
  • Right to Correct: To request correction of inaccurate personal information maintained by us
  • Right to Delete: To request deletion of personal information, subject to applicable legal, regulatory, and operational exceptions, including those related to financial recordkeeping, fraud prevention, and compliance obligations
  • Right to Data Portability: To request a copy of your personal information in a portable and, where technically feasible, readily usable format
  • Right to Opt Out of Sale, Sharing, or Targeted Advertising: To opt out of the sale of personal information, the sharing of personal information for cross-context behavioral advertising, or the use of personal information for targeted advertising. Elevex does not sell personal information or engage in targeted advertising.
  • Right to Opt Out of Profiling: To opt out of profiling in furtherance of decisions that produce legal or similarly significant effects, including automated credit decisions, where required by applicable law
  • Right to Limit Use of Sensitive Personal Information: To limit the use and disclosure of sensitive personal information to purposes permitted by applicable law
  • Right to Non-Discrimination: To not receive discriminatory treatment for exercising applicable privacy rights

Response Timeframes

  • Mail: Elevex Capital, LLC, 2211 Crocker Road, Westlake, OH 44145 ST 160

We may take reasonable steps to verify your identity prior to fulfilling your request, including by matching information you provide with information maintained in our records.

Nevada Opt-Out Rights

Nevada residents who wish to opt out of the sale of their personal information (as defined under Nevada Revised Statutes Chapter 603A) may submit a request to: info@elevexcapital.com. Elevex does not currently sell personal information as defined under Nevada law, but we will honor any such requests.

8. INFORMATION SECURITY

Elevex maintains administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, and destruction. These safeguards include access controls, encryption where appropriate, and secure systems and processes. Notwithstanding these measures, no system can be guaranteed to be completely secure.

9. THIRD-PARTY LINKS

The Site may contain links to third-party websites or services that are not operated by Elevex. Elevex is not responsible for the privacy practices or content of such third parties.

10. CHILDREN’S PRIVACY

The Site is directed solely to businesses and individuals acting in a commercial capacity. It is not directed to individuals under the age of 18, and Elevex does not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately using the information in Section 11.

11. CHANGES TO THIS POLICY

Elevex may update this Privacy Policy from time to time to reflect changes in legal, regulatory, or operational requirements. Any updates will be reflected by a revised effective date. We encourage you to review this Policy periodically.

12. CONTACT INFORMATION

For questions or concerns about this Privacy Policy, or to submit a privacy rights request, please contact us at:

Elevex Capital, LLC

Mailing Address: 2211 Crocker Road, Suite 160, Westlake, OH 44145

Email: info@elevexcapital.com

SHORT-FORM NOTICE FOR CREDIT APPLICATION

California Privacy Notice: We collect personal and financial information, including Social Security numbers, to evaluate and process credit applications, verify identity, prevent fraud, and comply with legal and regulatory obligations. We do not sell or share personal information. We may use automated processing, including credit scoring, in evaluating applications. You have the right to opt out of certain automated decision-making. Please review our Privacy Policy and our GLBA Privacy Notice for additional information.