Dental Equipment Financing for Practices & DSOs

CBCT, CAD/CAM, chairs, and full operatory buildouts financed around practice cash flow. Application-only to $1MM for dental practices and growing DSOs.

Modern dental operatory with CBCT imaging and CAD/CAM technology — dental equipment financing

How Elevex works

Forty seconds, start to funded.

The Reality

Technology drives patient acquisition — 3D imaging, same-day crowns, digital workflows — but big-ticket clinical tech competes with payroll and rent. Insurance reimbursement lags. Practice acquisition and expansion complicate borrowing further.

Full Operatory Buildouts

Chairs, imaging, sterilization, CAD/CAM, and IT in one structure — buildout, expansion, or refresh.

Growth-Stage Structures

Step payments that stay light while a new operatory or associate ramps to full production.

DSO & Acquisition Ready

Multi-location programs and equipment financing that plugs into practice acquisition timelines.

What You Get

  • Application-only to $1,000,000 with decisions in minutes
  • Structures designed around your actual business model
  • $50,000 to $5,000,000+ transaction capability
  • Direct relationship with seasoned finance professionals
  • New, used, and refurbished dental equipment — CBCT, CAD/CAM, chairs, and sterilization
  • Step payments that stay light while a new operatory ramps to production

Equipment We Finance

New, used, dealer, or auction — application-only to $1,000,000, terms from 36 to 84 months.

Imaging & Diagnostics

CBCT financing, panoramic and cephalometric X-ray, intraoral scanners, and caries detection — the technology that drives case acceptance.

CAD/CAM & Chairside

Same-day crown systems — chairside mills, printers, and sintering — plus soft-tissue and all-tissue lasers, financed on technology-cycle terms with upgrade paths.

Operatory & Sterilization

Dental chair packages, delivery units, handpieces, sterilization centers, and compressors/vacuums for buildouts and refreshes.

Common Questions

How much does dental equipment financing cost?
Payments depend on term, credit, and structure — as a shape: a $150K operatory package over 72 months lands in the low-to-mid $2,000s monthly for strong credits, before any step or deferred structure. Apply online for numbers specific to your practice.
Is CBCT or CAD/CAM worth financing rather than buying outright?
Usually — these systems generate revenue from week one, so matching payments to that revenue preserves cash for staffing and marketing. Technology-cycle terms also build in the upgrade path these categories inevitably need.
Does dental equipment qualify for Section 179?
Most clinical equipment placed in service this year qualifies — chairs, imaging, CAD/CAM, and sterilization included, financed or not. Model it with the Section 179 calculator and confirm with your CPA.

Equipment Financing Guides

Deep dives on the specific equipment this industry runs — rates, structures, and what we finance.

Dental Equipment Financing

Dental equipment financing for CBCT, CAD/CAM, chairs, and full operatory buildouts.

CBCT Imaging Financing

Finance CBCT and cone beam imaging systems with installation and planning software in one transaction — new, used, and off-lease.

CAD/CAM Milling Financing

Finance chairside milling systems, scanners, and sintering ovens as one package on technology-cycle terms with upgrade paths.

Intraoral Scanner Financing

Finance scanners for every provider alongside the software licenses, lab integration, and printing workflow — on a term that ends with the generation.

Dental Laser Financing

Finance soft-tissue and all-tissue dental lasers with training and consumables in the same transaction — new, used, and off-lease.

Sterilization Equipment Financing

Finance the sterilization center as the room it is — autoclaves, washer-disinfector, instrument sets, and the millwork that carries the workflow.

Practice Startup Equipment Financing

Finance a first dental practice as one project — operatories, imaging, sterilization, and the buildout — drawn from lease signing through opening day.

Dental Practice Expansion Financing

Finance added operatories, hygiene columns, and second locations — the rooms themselves, plumbed and equipped, funded as each one comes online.

Related Reading

From the Elevex Insights library — payment engineering, structures, and strategy for operators in your industry.

Payment engineering vs. equipment financing

What smart finance teams know that banks don't

Weak Collateral. No Upfront Cash. No Problem.

How Elevex turned a stalled software deal into a single monthly payment when the bank walked away.

Ready to align payments with your business?

Talk to an equipment finance expert who knows your industry. Sell equipment in this industry? Offer financing at the point of sale with CapVex.