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We Understand Construction Economics

We Understand Construction Economics

<p>Construction lives and dies by cash flow timing. Revenue concentrates in peak seasons. Projects have defined timelines. Equipment sits between jobs, then runs non-stop for months. Weather impacts everything.</p><p>Traditional financing ignores these realities—forcing year-round monthly payments on businesses with seasonal cash flow and project-based revenue.</p><p>We've structured billions in construction equipment. We know the assets, the cycles, and the economics.</p>

How We're Different

Seasonal Payment Structures

Reduced payments during slow months. Higher payments when cash is flowing. Aligned with construction calendars, not arbitrary monthly schedules.

Project-Based Payment Plans

Payments tied to job timelines and milestones, giving you flexibility when schedules shift. Structures match how you actually get paid—not fixed monthly cycles.

Fleet Management Solutions

Multiple pieces of equipment across jobs. Coordinated payment structures that simplify fleet economics and support equipment replacement cycles.

Real Scenarios

Real Scenarios

The Excavation Company

Revenue drops 70% during winter months. Traditional lenders offer understanding and inflexible monthly payments. We engineered seasonal structures with 40% lower payments November through March, higher payments during peak season. Same annual cost—dramatically better cash flow alignment.

The General Contractor

Wins major project requiring specialized equipment. Needs payments aligned with project milestones and customer draws, not arbitrary monthly schedules. We structured payments around project phases with flexibility for timeline shifts.

Equipment We Support

Equipment We Support

<ul><li>Excavators & Dozers</li><li>Loaders & Graders</li><li>Cranes & Aerial Equipment</li><li>Dump Trucks & Haulers</li><li>Concrete & Paving Equipment</li><li>Attachments & Specialized Tools</li></ul><p><strong><br/></strong></p>
Problems We Solve

Problems We Solve

<ul><li>Seasonal cash flow vs. year-round payments</li><li>Project-based revenue vs. fixed monthly obligations</li><li>Equipment replacement cycles and fleet management</li><li>Growth funding without depleting working capital</li><li>Rental-to-own conversions</li></ul>
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