Equipment Financing Built for Construction Reality
Construction businesses live and die by cash flow timing. Elevex engineers seasonal structures, project-aligned terms, and usage-based payments that match how construction actually works.
How Elevex works
Forty seconds, start to funded.
The Reality
Revenue concentrates in peak seasons. Projects have defined timelines. Equipment sits idle between jobs, then runs hard for months. Weather impacts everything. Traditional financing ignores all of it.
Seasonal Structures
Reduced payments in the off-season, higher payments in peak months. Payments that follow your revenue curve, not fight it.
Project-Aligned Terms
Milestone and step structures that map to project phases and draw schedules — with flexibility when timelines shift.
Usage-Based Options
Equipment that runs hard three seasons and sits one shouldn't be financed like a delivery van. Align cost to utilization.
What You Get
- Application-only to $1,000,000 with decisions in minutes
- Structures designed around your actual business model
- $50,000 to $5,000,000+ transaction capability
- Direct relationship with seasoned finance professionals
- Used and auction equipment financing — dealer, private-party, or auction-yard purchases
- Seasonal and skip-payment schedules matched to your construction calendar
Equipment We Finance
New, used, dealer, or auction — application-only to $1,000,000, terms from 36 to 84 months.
Earthmoving & Excavation
Excavator financing from compact to 90,000-lb class, plus bulldozers, skid steers, compact track loaders, backhoes, and motor graders — new or used.
Lifting & Access
Crane financing for rough-terrain and crawler units, boom lifts, scissor lifts, and telehandlers — matched to project pipelines and rental-fleet economics.
Site & Support
Dump truck financing, concrete pumps and mixers, compaction rollers, light towers, generators, and attachments — bundled with the iron they support.
Common Questions
Can I finance used construction equipment?
How fast can I get an excavator or skid steer financed?
Does construction equipment qualify for Section 179?
Equipment Financing Guides
Deep dives on the specific equipment this industry runs — rates, structures, and what we finance.
Excavator Financing
Finance new and used excavators from compact to 90,000-lb class with seasonal payments and terms to 84 months.
Skid Steer Financing
Skid steer and compact track loader financing with fast application-only decisions and seasonal structures for contractors.
Bulldozer Financing
Dozer financing from compact to mining-class with project-aligned terms, used and auction units welcome.
Wheel Loader Financing
Finance compact through quarry-class wheel loaders, new or used, with terms to 84 months and payments matched to hours worked.
Crane Financing
Finance rough-terrain, all-terrain, crawler and boom-truck cranes with payments structured to project schedules and long new-build lead times.
Motor Grader Financing
Finance motor graders with grade control, snow packages and long terms — for road contractors, counties and townships buying new, used or surplus.
Concrete Equipment Financing
Finance ready-mix trucks, concrete pumps, batch plants and finishing equipment with payments that step up as new pour volume ramps.
Paving Equipment Financing
Finance asphalt pavers, milling machines and distributor trucks with seasonal payments that skip the months a northern paving crew cannot work.
Aerial Lift Financing
Finance boom lifts, scissor lifts and telehandlers as single units or mixed fleets, including ex-rental buyouts, with terms to 84 months.
Compaction Equipment Financing
Finance smooth-drum, padfoot and pneumatic rollers plus plate compactors and trench rollers, new or used, dealer or auction.
Attachment Financing
Finance hydraulic breakers, mulching heads, grapples and augers on their own or added to an existing equipment schedule.
Dump Truck Financing
Dump truck financing with seasonal structures for construction and aggregate hauling — tri-axles, quads, and articulated units.
Related Reading
From the Elevex Insights library — payment engineering, structures, and strategy for operators in your industry.
Weak Collateral. No Upfront Cash. No Problem.
How Elevex turned a stalled software deal into a single monthly payment when the bank walked away.
Milestone-based equipment payments
Matching funding costs to customer receipts
Playing chess while your competition plays checkers
Advanced payment strategies for equipment sales
Ready to align payments with your business?
Talk to an equipment finance expert who knows your industry. Sell equipment in this industry? Offer financing at the point of sale with CapVex.