Payment Solutions for Food & Beverage
Restaurants and food-service operators face seasonality and demand variability. Elevex structures payments around how hospitality revenue actually arrives.
How Elevex works
Forty seconds, start to funded.
The Reality
Equipment needs vary from kitchen tools to furnishings. Cash flow fluctuates with seasons and tourism. We structure payments around covers served, not calendar months.
Seasonal Cash Flow Alignment
Lower payments in slow months, higher in peak season — matched to how hospitality revenue actually arrives.
Full-Kitchen Scope
From ovens and refrigeration to furnishings and POS — one structure across diverse equipment needs.
Fast, Simple Process
Application-only decisions in minutes so equipment failures never take you offline for long.
What You Get
- Application-only to $1,000,000 with decisions in minutes
- Structures designed around your actual business model
- $50,000 to $5,000,000+ transaction capability
- Direct relationship with seasoned finance professionals
- New, used, and refurbished restaurant equipment financing — dealer or restaurant auction
- Seasonal payment schedules matched to tourism and holiday revenue swings
Equipment We Finance
New, used, dealer, or auction — application-only to $1,000,000, terms from 36 to 84 months.
Kitchen Line
Commercial oven financing — combi, convection, deck, and pizza — plus ranges, fryers, griddles, and hood systems for full kitchen buildouts.
Cold Chain & Beverage
Walk-in cooler and freezer financing, reach-ins, ice machines, and espresso machine financing for cafés and roasters.
Mobile & Front of House
Food truck financing and trailer buildouts, POS systems, digital menu boards, and dining room furnishings under one structure.
Common Questions
Is used restaurant equipment financeable?
How does food truck financing work?
Do kitchen equipment purchases qualify for Section 179?
Equipment Financing Guides
Deep dives on the specific equipment this industry runs — rates, structures, and what we finance.
Restaurant Equipment Financing
Restaurant equipment financing for ovens, refrigeration, and full kitchen buildouts — startup-friendly with seasonal payment options.
Food Truck Financing
Food truck financing covering the vehicle, kitchen buildout, or both — $50K to $250K with seasonal payment flexibility.
Brewery Equipment Financing
Finance brewhouses, fermentation tanks, and taproom buildouts with payments that start nearer to opening day than to the delivery date.
Bottling & Canning Line Financing
Finance bottling and canning lines with step payments that follow distribution — the equipment that turns a taproom into a wholesale business.
Commercial Refrigeration Financing
Finance walk-ins, display cases, and rack systems — including the compressor that failed last night — for grocers, c-stores, and food businesses.
Food Processing Equipment Financing
Finance processing, thermal, and inspection equipment bought to meet a retail or co-packing contract, with terms sized to the volume commitment behind it.
Bakery Equipment Financing
Finance deck and rack ovens, mixers, proofers, and retail fit-out — with the schedule split by how long each part of a bakery actually lasts.
Packaging Line Financing
Finance food and beverage packaging automation — baggers, case packers, and palletizers — with a payback measured in shifts rather than years.
Cold Storage Financing
Finance warehouse-scale refrigeration, freezer racking, and automation against contracted pallet positions — fixed plant, underwritten on throughput.
Related Reading
From the Elevex Insights library — payment engineering, structures, and strategy for operators in your industry.
Playing chess while your competition plays checkers
Advanced payment strategies for equipment sales
Weak Collateral. No Upfront Cash. No Problem.
How Elevex turned a stalled software deal into a single monthly payment when the bank walked away.
Ready to align payments with your business?
Talk to an equipment finance expert who knows your industry. Sell equipment in this industry? Offer financing at the point of sale with CapVex.