Packaging Line Financing

Finance food and beverage packaging automation — baggers, case packers, and palletizers — with a payback measured in shifts rather than years. Representative example: a $400,000 packaging line runs about $7,600/month.*

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The Packaging line Reality

End-of-line packaging is where food and beverage plants still run on people. Hand-packing cases is the job that goes unfilled, gets covered with overtime, and caps how much the plant can ship in a shift — so the machine that replaces it has an unusually short and unusually legible payback. The comparison is not against other capital projects. It is against the labor line and the overtime already being absorbed to cover it.

Built for This Asset

Structures priced by people who know what a packaging line earns and how it holds value — not a generic credit box.

Food & Beverage Expertise

Part of our Food & Beverage vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Baggers, form-fill-seal, and pouch machines
Case packers, erectors, and sealers
Tray formers, shrink wrappers, and bundlers
Palletizers, stretch wrappers, and layer formers
Checkweighers, labelers, and date coding
Conveyors, accumulation, and line integration

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

How should a packaging payment be compared against labor?

Against the fully loaded cost of the positions it covers, overtime included, on the shifts it actually runs. Plants automating end-of-line usually find the payment is smaller than the overtime line it removes, and that is the comparison that carries the decision.

Can automation be added one stage at a time?

Yes, and it is often the sensible order — a case packer this year, a palletizer next, each on its own schedule as the real bottleneck moves down the line. Financing the whole end-of-line at once makes sense only when it is all going in at once.

Can I finance a used packaging line?

Yes — used packaging line financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a packaging line qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can packaging line financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your packaging line?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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