Motor Grader Financing

Finance motor graders with grade control, snow packages and long terms — for road contractors, counties and townships buying new, used or surplus. Representative example: a $325,000 motor grader runs about $6,200/month.*

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The Motor grader Reality

A grader does two jobs in two seasons — grading and road maintenance in the warm months, plowing in the cold ones — and it stays in service for fifteen or twenty years, longer than almost anything else on a job site. Financing it on a four-year term prices a twenty-year asset like a pickup. Longer terms, and payment relief in whichever season the machine isn't earning, fit what the machine actually does.

Built for This Asset

Structures priced by people who know what a motor grader earns and how it holds value — not a generic credit box.

Construction Expertise

Part of our Construction vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Motor graders, 12–16 ft moldboard
All-wheel-drive graders
GPS and 3D grade-control systems, new or retrofit
Snow wings and plow packages
Rippers, scarifiers and blade attachments
Used and government-surplus graders

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Do counties and municipalities have different options?

Yes — public buyers can often use a municipal lease-purchase with appropriation language and no down payment, which private contractors cannot. We quote whichever applies to the entity signing.

Can grade-control technology be financed with the machine?

Yes, and it should be — a 3D system is a five-figure line item that gets bought in cash far too often. It can also be financed on its own as a retrofit to a grader you already own.

Can I finance a used motor grader?

Yes — used motor grader financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a motor grader qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can motor grader financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your motor grader?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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