Wood Chipper Financing

Finance 12 to 20 inch tow-behind wood chippers for tree crews, with seasonal structures and knife and drum wear built into the term. Representative example: a $55,000 wood chipper runs about $1,000/month.*

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The Wood chipper Reality

The chipper is what turns a removal into a one-day job instead of three trips to the transfer station, which is why it's usually the second machine a tree crew buys and the one that decides how many jobs fit in a week. Knives, anvil, and drum are running costs measured monthly, not capital — and the machine idles from December through March like everything else on the trailer. We set the term inside that reality rather than on a book life the machine never sees.

Built for This Asset

Structures priced by people who know what a wood chipper earns and how it holds value — not a generic credit box.

Landscaping & Tree Care Expertise

Part of our Landscaping & Tree Care vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

12 to 20 inch tow-behind disc and drum chippers
Hand-fed and winch-equipped models for removals
Chip trucks and chipper-body combinations
Knife, anvil, and drum rebuild packages
Used and off-rental machines valued on drum condition
Chipper and stump grinder pairs bought as one deal

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

What's the difference between a wood chipper and a horizontal grinder?

Capacity and where the material goes. A tow-behind chipper handles brush and limbs up to about 20 inches on a residential or commercial tree job, producing chips you haul away. A horizontal grinder is a production machine feeding a biomass or mulch yard. If you're buying the second one, see chipper and grinder financing under forestry.

Do knife and drum wear costs affect the term?

They should. A chipper run hard through a storm season goes through knives at a rate that shows up on the maintenance line long before the machine is worn out, so we set a term the machine can carry with those costs in it — and on used units, drum and bearing condition matters more than the hour meter.

Can I finance a used wood chipper?

Yes — used wood chipper financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a wood chipper qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can wood chipper financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your wood chipper?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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