Chipper & Grinder Financing

Finance horizontal grinders and whole-tree chippers at mill and land-clearing scale — 700 hp and up, financed against a fiber contract. Representative example: a $700,000 horizontal grinder runs about $13,300/month.*

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The Horizontal grinder Reality

This is the mill-yard and land-clearing class: 700-to-1,200-horsepower horizontal grinders and whole-tree chippers that turn slash and low-grade stems into a product sold by the ton — not the tow-behind unit a tree crew pulls behind a pickup. At this scale the machine is a production plant on tracks, with a wear-part budget in six figures a year and revenue tied to a fiber contract with a mill or a power plant. We finance it against that contract, and we plan for the hammers and grates inside the term.

Built for This Asset

Structures priced by people who know what a horizontal grinder earns and how it holds value — not a generic credit box.

Forestry & Logging Expertise

Part of our Forestry & Logging vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Horizontal grinders, 700–1,200 hp
Whole-tree and drum chippers
Tub grinders for land clearing and yard waste
Screening plants, stackers, and conveyors
Hammers, grates, anvils, and wear packages
Used and rebuilt grinders with documented rebuild history

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Is this the same as a tree-service chipper?

No — different machine, different scale. A tow-behind chipper for a three-truck tree crew costs a fraction of this and finances very differently; see landscaping and tree care equipment financing for that side. This page is the mill-yard and land-clearing class.

Can wear parts be included in the financing?

The initial wear package can be. Ongoing hammers, grates, and screens are an operating cost we would rather see budgeted than financed — at these volumes it is the number that decides whether the contract is profitable.

Can I finance a used horizontal grinder?

Yes — used horizontal grinder financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a horizontal grinder qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can chipper & grinder financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your horizontal grinder?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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