Spray Rig Financing

Finance the finished spray truck — chassis, split-tank skid, reels, and spreader carrier — on terms sized to a route's renewal season. Representative example: a $85,000 spray truck runs about $1,600/month.*

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The Spray truck Reality

A skid unit with no truck under it does not run a route. Lawn care operators price the tank, the reels, and the pump and then discover the chassis, the build-out, the lettering, and the licensing are the larger half of putting one more technician on the road. The financeable unit is the completed truck — and because a route's revenue arrives on a renewal calendar, the schedule should follow the applications, not the delivery date.

What We Finance

Chassis — new and used, gas and diesel
300–600 gallon split-tank and multi-product skids
Hose reels, pumps, booms, and spray guns
Granular spreaders, carriers, and dry-product storage
Lettering, build-out, safety equipment, and licensing costs
Used rigs and route-acquisition equipment packages

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Can the chassis and the skid finance as one deal?

They should. Splitting them is how an operator ends up with a paid-off skid sitting on a truck that needs replacing, or a truck with nothing on the back of it. The completed rig is one working asset and prices as one.

How does a renewal-season route affect the payment?

Application revenue clusters into a few rounds a year rather than arriving evenly, and a level twelve-month schedule bills hardest between them. Payments weighted to the application calendar keep the truck affordable in the gaps. See seasonal structures.

Can I finance a used spray truck?

Yes — used spray truck financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a spray truck qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can spray rig financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your spray truck?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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*Representative example for illustration only. Actual payment varies with credit profile, term, basis, and equipment. Subject to credit approval. Not a commitment to lend.