MRI Financing

Finance MRI systems with siting, shielding, and installation in one transaction — new, OEM-refurbished, and de-installed scanners. Representative example: a $1,800,000 MRI scanner runs about $34,200/month.*

MRI Financing

The MRI scanner Reality

The scanner is the invoice everyone looks at. The room is the one that sets the calendar. RF shielding, chiller and power service, structural work, magnet rigging, and ramp-up can add a serious fraction of the equipment cost and months to the schedule — and none of it is usable until the final inspection clears. Financing the magnet alone leaves the build sitting on the practice's cash for the length of the project, which is why we finance the whole thing as one transaction and set the payment start to when the room opens, not when the truck arrives.

Built for This Asset

Structures priced by people who know what a MRI scanner earns and how it holds value — not a generic credit box.

Healthcare Expertise

Part of our Healthcare vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

  • 1.5T and 3T systems, wide-bore and conventional
  • OEM-refurbished and de-installed scanners
  • RF shielding, chillers, and electrical service
  • Siting, structural work, and magnet rigging
  • Coil sets, software, and application packages
  • Multi-year service agreements financed alongside

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

How much of an MRI project is the scanner itself?
Often little more than half. Shielding, power and cooling, structural work, and rigging are what make the magnet usable, and none of it produces anything until the final inspection clears — so the project budget rather than the equipment quote is the right basis for any conversation about structure.
How is a used or de-installed MRI valued?
On magnet history and service records well before model year — magnet hours, cold-head and cryogen history, coil condition, and who performed the de-install. The refurbished MRI market is established and well documented, so a properly de-installed system with complete records finances on the service life it actually has left.
Can I finance a used MRI scanner?
Yes — used MRI scanner financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.
Does an MRI scanner qualify for Section 179?
Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.
How fast can MRI financing close?
Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Related Reading

Payment engineering and structure strategy from the Elevex Insights library.

Milestone-based equipment payments

Matching funding costs to customer receipts

Payment engineering vs. equipment financing

What smart finance teams know that banks don't

Ready to finance your MRI scanner?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.