Surgical Equipment Financing

Finance surgical suites as one transaction — tables, lights, towers, energy platforms, instrument sets, and sterile processing. Representative example: a $450,000 surgical suite runs about $8,600/month.*

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The Surgical suite Reality

A surgical suite arrives as a room, not a purchase order. Table, lights, booms, tower, insufflator, energy platform, instrument trays, and the sterile processing behind them all have to be in place before the first case — and financing them as separate invoices across a year is how a center ends up with a table on one schedule, a tower on another, and a room that still isn't complete. We finance the room as one transaction, with the term set against the mix of lives in it rather than against whichever component turns over fastest.

Built for This Asset

Structures priced by people who know what a surgical suite earns and how it holds value — not a generic credit box.

Healthcare Expertise

Part of our Healthcare vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Surgical tables, lights, and equipment booms
Laparoscopic towers, cameras, and insufflators
Energy platforms and electrosurgical generators
Instrument sets and sterile processing equipment
Anesthesia machines and intraoperative monitors
Full operating room and ASC buildouts

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Should a surgical suite be approached as a room or as components?

As a room. Table, tower, instruments, and processing equipment all have to be in place before the first case, so components acquired separately across a year means carrying equipment that can't be used until the last piece lands.

How is the term set when the components have different lives?

Against the weighted mix, not the shortest-lived item. Tables and booms last far longer than a camera generation, so the schedule gets built around the room's overall service life with an upgrade path for the components that turn over — rather than a short term that penalizes the equipment expected to outlast it.

Can I finance a used surgical suite?

Yes — used surgical suite financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a surgical suite qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can surgical equipment financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your surgical suite?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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