Tillage Equipment Financing

Finance vertical tillage, field cultivators, rippers and strip-till bars — implements with no hour meter finance on longer terms than most growers expect. Representative example: a $135,000 tillage equipment runs about $2,600/month.*

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The Tillage equipment Reality

Tillage tools have no engine, no hour meter and very little to go wrong, which is why a well-kept disc is still worth real money after fifteen years. Growers routinely finance them on the same short term as a tractor, or pay cash, and both are the expensive choice. This is the corner of the machinery shed where a longer term genuinely costs less per productive year.

Built for This Asset

Structures priced by people who know what a tillage equipment earns and how it holds value — not a generic credit box.

Agriculture & Farming Expertise

Part of our Agriculture & Farming vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Vertical tillage and high-speed discs
Field cultivators and finishers
Rippers and subsoilers
Strip-till bars and fertilizer toolbars
Harrows, rollers and packers
Used tillage and auction purchases

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Can implements with no engine or hour meter be financed?

Yes, and they are straightforward collateral — value tracks condition and width rather than a meter, and the useful life is long.

How long a term makes sense for tillage?

Longer than most growers ask for. The equipment outlives a tractor comfortably, so matching the term to the tool rather than to habit lowers the payment without shortening the asset's life.

Can I finance a used tillage equipment?

Yes — used tillage equipment financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a tillage equipment qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can tillage equipment financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your tillage equipment?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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