Irrigation System Financing

Finance center pivots, lateral moves, pumps, wells and drip systems — including installation and the concrete and electrical work. Representative example: a $120,000 irrigation system runs about $2,300/month.*

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The Irrigation system Reality

A pivot is not a machine you can drive away, and that changes the financing more than most growers realize. It's a permanent improvement underwritten against a yield floor — the difference between an irrigated and a dryland year — rather than against resale value. It also arrives as a project: well, pump, panel, pipe, concrete, and a contractor who wants progress payments. The structure has to cover the whole build, not just the steel.

Built for This Asset

Structures priced by people who know what a irrigation system earns and how it holds value — not a generic credit box.

Agriculture & Farming Expertise

Part of our Agriculture & Farming vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Center pivots and lateral-move systems
Pumps, panels and variable-frequency drives
Drip and micro-irrigation
Wells, underground mainline and hydrants
Telemetry, remote control and soil-moisture monitoring
Pivot extensions, retrofits and corner arms

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Can a system be financed if it is fixed to the land?

Yes. Fixed irrigation is financed as an improvement with the documentation that goes with it — landowner consent where the operator is a tenant, which we walk through rather than leave you to discover.

Can well drilling and the pivot be financed together?

Yes. Drilling, pump, panel, pipe and installation can all sit in one schedule with payments starting when the system is running, not when the driller arrives.

Can I finance a used irrigation system?

Yes — used irrigation system financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does an irrigation system qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can irrigation system financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your irrigation system?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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