Precision Ag Technology Financing

Finance GPS guidance, rate controllers, yield monitors and see-and-spray systems fleet-wide, on lease terms that end when the technology does. Representative example: a $65,000 precision ag system runs about $1,200/month.*

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The Precision ag system Reality

Precision technology moves on a three-to-five-year cycle while the iron it bolts to lasts fifteen, and it usually gets bought as a retrofit across a whole fleet at once rather than one machine at a time. Both facts point the same direction: this is the clearest case on the farm for a lease that ends rather than a loan that owns. Paying off a display in year seven that stopped receiving updates in year four is the outcome to avoid.

Built for This Asset

Structures priced by people who know what a precision ag system earns and how it holds value — not a generic credit box.

Agriculture & Farming Expertise

Part of our Agriculture & Farming vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

GPS guidance and autosteer
Rate and section controllers
Yield monitors and field mapping
Displays and receivers, fleet-wide
Telematics and connectivity hardware
See-and-spray and imagery platforms

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Should precision tech be leased instead of purchased?

Usually, yes. An operating lease that ends on the technology's cycle instead of the tractor's is the structure that fits — you upgrade when the platform does, without a stranded asset.

Can software and subscriptions be financed with the hardware?

Multi-year subscriptions bought alongside the hardware can generally be included. Month-to-month services cannot, and we will separate the two on the quote rather than blur them.

Can I finance a used precision ag system?

Yes — used precision ag system financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a precision ag system qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can precision ag technology financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your precision ag system?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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