Sprayer Financing

Finance self-propelled sprayers, pull-types and dry floaters, including see-and-spray retrofits, with payments split across the season. Representative example: a $425,000 sprayer runs about $8,100/month.*

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The Sprayer Reality

A sprayer is bought for timing, not capacity. The value is being able to get across the acres in the two-day window when conditions are right, and that's also why sprayers increasingly earn custom-application income from neighbours who can't. A machine with a service revenue line attached is a different credit conversation from one that only sprays your own ground — and it should be structured differently.

Built for This Asset

Structures priced by people who know what a sprayer earns and how it holds value — not a generic credit box.

Agriculture & Farming Expertise

Part of our Agriculture & Farming vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Self-propelled sprayers
Pull-type and three-point sprayers
Dry fertilizer floaters and spreaders
Boom, nozzle and rate-control upgrades
See-and-spray and section-control retrofits
Used and off-lease sprayers

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Does custom-application revenue help the credit case?

It does. Contracted custom work is recurring revenue against the asset, and it lets us underwrite to the service income rather than to acreage alone.

Can sprayer payments be split across the season?

Yes — two or three payments timed to application passes and the harvest that follows, rather than twelve level ones.

Can I finance a used sprayer?

Yes — used sprayer financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a sprayer qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can sprayer financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your sprayer?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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