Jets

Jet Financing

A jet is financed against a mission and a hold period, not a price. What the aircraft is expected to fly, how long the owner intends to keep it, and how the operation is held decide the structure long before the airframe does.

Structures

How we structure it.

Acquisition Loan

Senior secured financing where the owner keeps title, control, and the depreciation position. The usual answer where the aircraft is expected to be held well beyond the term.

Operating Lease

A residual set against the aircraft's expected position at term end, with a genuine choice to return, renew, or purchase. Suits owners whose hold period is shorter than the airframe's life.

Refinance & Sale Leaseback

Restructure existing debt to current terms, or convert an owned aircraft into working capital while it stays on the certificate and in the hangar.

Not sure which fits?

Bring us the aircraft and the mission — we’ll model the alternatives side by side.

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What we finance

Included in scope.

New and pre-owned jet acquisitions

Acquisition loans with title and depreciation retained

Operating leases with a balanced residual

Refinance of existing aircraft debt

Sale leaseback on an owned aircraft

Import, registration, and closing costs

Underwriting

What the desk reads.

The mission the aircraft is bought to fly, and how often

Hold-period intent and the anticipated exit

Ownership structure and which entity holds the aircraft

Operating history, whether Part 91 or on a certificate

Maintenance program enrollment and airframe records

The buyer's broader balance sheet and liquidity position

Common questions

Asked before the term sheet.

Does the aircraft type change what financing is available?

It changes the residual position more than anything else. Aircraft with deep, liquid secondary markets and well-understood maintenance programs support lease structures comfortably; thinner markets and one-off configurations push toward ownership structures, where the residual is not carrying the deal.

Should the aircraft be financed through an entity?

Most are, and the structure matters to more than tax. How the aircraft is held affects liability, registration, the operating certificate it can sit on, and what happens when it is sold — questions worth settling with aviation counsel before a purchase agreement is signed rather than after.

How does a maintenance program affect the deal?

Enrolment on an engine and airframe program makes a jet's future cost knowable, which is precisely what a residual depends on. An aircraft off program is not unfinanceable, but the analysis shifts toward records, inspection status, and what the next major event is likely to cost.

Speak with the aviation desk

Tell us about the aircraft. We’ll engineer the rest.

Confidential response within one business day.

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