Harvester Financing

Finance harvesters with the head and boom underwritten on their own hours — including standalone head replacements and rebuilds. Representative example: a $600,000 harvester runs about $11,400/month.*

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The Harvester Reality

On a harvester, the carrier is the cheap part. The head and boom do the work, take the abuse, and hold most of the value, which is why head hours tell you more about what a machine is worth than the machine's own meter does. A head at 8,000 hours on a carrier at 4,000 is a different asset than the reverse and should not carry the same term. We underwrite the components separately, including the head rebuild the schedule will have to live through.

Built for This Asset

Structures priced by people who know what a harvester earns and how it holds value — not a generic credit box.

Forestry & Logging Expertise

Part of our Forestry & Logging vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Tracked and wheeled harvester carriers
Harvester heads — new, used, and rebuilt
Booms, cranes, and leveling systems
Measuring, control, and optimization systems
Head rebuilds and major component replacement
Harvester and forwarder CTL pairs

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Can a harvester head be financed on its own?

Yes. Heads finance separately all the time — a replacement or rebuilt head on an existing carrier is a normal transaction, with the term set to the head's service life rather than the carrier's.

How do head hours affect the terms?

They set them. A carrier and head with mismatched hours get valued as two assets, which usually means a shorter term than a machine with matched, documented hours, plus an honest conversation about the rebuild that is coming.

Can I finance a used harvester?

Yes — used harvester financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a harvester qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can harvester financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your harvester?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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