Vehicle Lift Financing

Finance two-post, four-post, and heavy-duty lifts as the bay package they get installed as — anchors, air drops, and slab work in the same deal. Representative example: a $80,000 lift package runs about $1,500/month.*

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The Lift package Reality

A single lift is a cash purchase. What shops actually finance is a bay row — four to six positions specced together during a build, a relocation, or an expansion into work the shop can't take today. The reason is the install: mobilizing a crew, cutting and pouring anchor pads, and running air and power to each position costs roughly the same whether you do one bay or six, so doing them one at a time is the most expensive way to arrive at the same shop. Price the row, not the lift.

What We Finance

Two-post asymmetric and symmetric lifts
Four-post drive-on lifts with rolling jacks
In-ground, scissor, and mobile column lifts
Heavy-duty truck and transit lifts
Anchor pads, slab work, air drops, and electrical
Freight, installation, and annual inspection programs

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Why finance lifts as a bay package rather than one at a time?

Because the install doesn't scale down. The crew, the concrete work, and the air and power runs are priced per mobilization, so a shop adding six positions over three years pays for that mobilization three times and waits three years for the capacity. One package, one install window, one schedule.

Does the concrete and electrical work finance alongside the lifts?

Yes, and it should — on many bay packages the slab cutting, anchor pads, air drops, and panel work together approach the cost of the equipment. A budget built on the lift invoice alone leaves the half that makes the lift usable sitting on the shop's operating account.

Can I finance a used lift package?

Yes — used lift package financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a lift package qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can vehicle lift financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your lift package?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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*Representative example for illustration only. Actual payment varies with credit profile, term, basis, and equipment. Subject to credit approval. Not a commitment to lend.