Guest Technology Financing

Finance locks, property-wide Wi-Fi, PMS, and in-room technology on lease terms that end when the platform does, not when the building does. Representative example: a $150,000 guest technology package runs about $2,900/month.*

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The Guest technology package Reality

Guest technology runs on a three-year clock inside a thirty-year building. Locks get a new standard, the Wi-Fi that was adequate becomes the top complaint in every review, and the property management system goes end-of-support — none of it on a schedule that resembles the mortgage. This is the clearest case in hospitality for a lease that ends rather than a loan that owns, so the next refresh is a renewal conversation instead of a capital request.

Built for This Asset

Structures priced by people who know what a guest technology package earns and how it holds value — not a generic credit box.

Hospitality Expertise

Part of our Hospitality vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Electronic locks and mobile key systems
Property-wide Wi-Fi, switching, and access points
Property management and point-of-sale systems
In-room entertainment, casting, and televisions
Guest-facing kiosks, tablets, and digital signage
Low-voltage cabling, mounting, and configuration

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Should guest technology be leased instead of purchased?

Usually. An operating lease that ends on the technology's cycle lets you upgrade when the platform does, without a paid-off lock system nobody supports any more. It is the same logic that argues for owning the chiller and leasing the network.

Can cabling and installation be included?

Yes — low-voltage cabling, access-point mounting, and configuration sit in the same schedule as the hardware. A network is a project rather than a box, and financing only the boxes leaves the project on your cash.

Can I finance a used guest technology package?

Yes — used guest technology package financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a guest technology package qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can guest technology financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your guest technology package?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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