Remodel & Reimage Financing

Finance a franchise remodel or reimage on the franchisor's deadline — dining room, kitchen upgrades, drive-thru, and signage, phased around a trading store. Projects we fund typically run $250,000–$600,000, drawn around the closure, against the franchisor's deadline.

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The Remodel & Reimage Reality

A reimage is a restaurant being brought up to a standard the operator did not write, on a date the operator did not choose, and the consequence of missing it is not cosmetic — image compliance is commonly what the franchise agreement's renewal turns on. The store also has to trade through it, or close for a period and lose the revenue entirely. So this is a project defined by two clocks running at once: the franchisor's deadline, and how long the dining room can be out of use.

What a Reimage Package Covers

Dining room millwork, seating, flooring, and finishes
Kitchen equipment upgrades to current brand specification
Drive-thru rebuilds, timers, and digital menu boards
Exterior elements, signage, and building treatments
Restrooms, lighting, and guest-facing technology
Construction management, installation, and permits

How the Draws Work

One approval, funded in phases — the schedule follows the project rather than a delivery date.

1 · Scope & Approval

The franchisor's image standard is priced against the store as it stands, and the scope is approved. This is the point at which the deadline becomes a budget.

2 · Closure Work

Dining room, kitchen upgrades, drive-thru, and exterior are completed in the window the store is dark or trading at reduced capacity — usually the shortest schedule anyone on the project is working to.

3 · Reopen

Signage, final inspections, and the reopening. Payments move to full as the store returns to normal trade rather than while it is behind hoardings.

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from scope to funded.

1 · Bring the Scope

A budget, a floor plan or build spec, and the timeline you're working to. Not a single quote — the whole project, however many vendors it runs across.

2 · Structure the Draws

A finance professional maps the funding to the project's milestones, so money lands when each phase needs it and payments start when the facility earns.

3 · Fund Each Phase

Vendors are paid as phases clear. One approval and one schedule carry the project instead of a separate application every time the scope moves forward.

Common Questions

What happens if the reimage deadline passes?

It depends on the agreement, but image compliance is frequently tied to renewal rather than treated as a separate obligation — which is what makes a remodel different from discretionary capital spending. It is worth reading the specific deadline and its consequence before setting a budget, because that clause is what determines how much flexibility the project really has.

Can the store keep trading through the work?

Partially, in most cases, and that shapes the schedule more than anything else. A phased remodel keeps a reduced dining room or drive-thru open while sections are completed, trading a longer project for continued revenue. A full closure is faster and more expensive in lost sales, and the funding can be structured around either.

Can one facility cover equipment from several vendors?

Yes — that is the point of financing remodel & reimage as a project rather than as purchases. A single schedule can carry equipment from every vendor on the job, so the scope is approved once instead of being re-underwritten each time another supplier is added.

Which parts of a remodel & reimage qualify for Section 179?

Most business-use equipment placed in service this tax year generally qualifies, financed or purchased outright. Leasehold improvements, real property, and construction costs follow different rules, so a project budget rarely qualifies as a single number. Run the equipment portion on our Section 179 calculator and confirm the split with your tax advisor.

How fast can remodel & reimage financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits. Apply online with your scope and budget rather than a single quote — the draw schedule is built from the project timeline, so the sooner that exists the sooner funding can follow it.

Ready to fund your remodel & reimage?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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