Drive-Thru Technology Financing

Finance a drive-thru retrofit on a trading store — menu boards, timers, headsets, and dual-lane work, phased so the lane stays open. Representative example: a $75,000 drive-thru system runs about $1,400/month.*

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The Drive-thru system Reality

For most quick-service restaurants the lane is the restaurant, which is what makes upgrading it awkward: the work has to happen on the asset the store depends on, and closing the lane to improve it costs the operator the very revenue that justifies the project. So a drive-thru retrofit is planned around overnight work, temporary arrangements, and phased cutover far more than around the equipment itself — and the equipment invoice is only part of what the project actually costs.

What We Finance

Digital menu boards and order confirmation displays
Timer systems, headsets, and lane audio
Dual-lane, side-by-side, and lane expansion equipment
Outdoor digital signage, canopies, and enclosures
Kitchen display and order routing tied to the lane
Trenching, power, network, and installation

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Can the lane keep trading through a retrofit?

Mostly, and planning for it is the largest part of the project. Boards, timers, and audio can generally be cut over overnight or in short windows, while trenching and lane construction are the parts that take the lane down. How much of the scope falls into each category is worth establishing before the schedule is set, because it decides what the project really costs.

How is this different from the drive-thru in a new location package?

That package equips a store being built, where the lane is poured and wired as part of the construction. This is a retrofit on a store already trading — the lane exists, the guests are arriving during the work, and the cost includes getting the new equipment in without stopping the old one.

Can I finance a used drive-thru system?

Yes — used drive-thru system financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a drive-thru system qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can drive-thru technology financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your drive-thru system?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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*Representative example for illustration only. Actual payment varies with credit profile, term, basis, and equipment. Subject to credit approval. Not a commitment to lend.