Solar Equipment Financing

Finance commercial solar arrays with interconnection and installation included, on structures set before the tax position is locked. Representative example: a $1,200,000 solar array runs about $22,800/month.*

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The Solar array Reality

On a commercial solar project the equipment is about half the conversation. Tax credits and accelerated depreciation carry a large share of the economics, and which party is positioned to capture them depends entirely on how the project is owned and structured — an operator with tax appetite is in a different position from one without, and the right answer differs per project. That decision belongs at the front of the project with your tax advisor in the room, because restructuring after a system is energized is difficult and expensive.

Built for This Asset

Structures priced by people who know what a solar array earns and how it holds value — not a generic credit box.

Energy Expertise

Part of our Energy vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Commercial rooftop and ground-mount arrays
Inverters, racking, and balance-of-system
Utility interconnection and service upgrades
Combined solar and battery storage projects
Monitoring, O&M, and performance systems
Used, relocated, and repowered arrays

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Who captures the tax benefits on a financed solar project?

It depends on the ownership structure, and it's the question to settle before anything is ordered. Different structures put the depreciation and credit position in different hands, and the benefit can surface either directly or reflected in the payment. The structure follows the position you and your tax advisor decide you want — the tax opinion isn't ours to give.

How does an interconnection queue affect payment timing?

It's the reason timing comes up on solar projects at all. Months can pass between procurement and a system that's actually producing, and a schedule built on a delivery date bills through the whole wait. Deferred and milestone starts are the structures shaped for that gap, and it's worth raising while the project is still being planned. See milestone structures.

Can I finance a used solar array?

Yes — used solar array financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a solar array qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can solar equipment financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your solar array?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

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