Generator & Backup Power Financing

Finance standby generators, transfer switches, and paralleling switchgear — critical backup power spread across the years it protects. Representative example: a $185,000 standby generator runs about $3,500/month.*

Get a Quote Talk to an Expert

The Standby generator Reality

A standby generator earns nothing on every day it isn't needed, which makes it the hardest capital in any facility to approve — it competes for the same dollars as equipment that produces revenue, and it only justifies itself in a week nobody scheduled. The case for it was never a payback calculation; it's what a day of downtime costs your operation, which is a number most operators can put on paper precisely. Financing turns a purchase that produces no revenue into a cost spread across the years it's insuring.

Built for This Asset

Structures priced by people who know what a standby generator earns and how it holds value — not a generic credit box.

Energy Expertise

Part of our Energy vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Diesel and natural gas standby generators
Automatic transfer switches and paralleling switchgear
Fuel systems, tanks, and containment
Load banks, testing, and commissioning
Critical-facility and data center backup power
Used and low-hour standby units

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

How do you justify equipment that produces no revenue?

By pricing the exposure instead of the payback. An operator who knows what an outage day costs — spoiled product, idle crews, a missed contractual uptime commitment — has the number the decision actually turns on. Financing spreads the purchase so that number is being covered continuously rather than absorbed in whichever quarter the generator was bought.

How does critical-facility backup differ from standby on a plant floor?

Mostly in what downtime costs and what the uptime commitment says, rather than in the equipment — generator plant backing a production line, a hospital, or a hall of racks raises the same valuation questions. Where the UPS side is part of the same project, UPS and backup power covers the battery and distribution half of the system.

Can I finance a used standby generator?

Yes — used standby generator financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a standby generator qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can generator & backup power financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your standby generator?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

Apply Now Sellers: Register