Production Line Financing

Finance complete production lines with progress payments through installation and the first payment at commissioning — nothing earns until the whole line runs. Representative example: a $1,200,000 production line runs about $22,800/month.*

Production Line Financing

The Production line Reality

A line is not a machine, it is a construction project with a purchase order attached. Equipment lands over months from several vendors, each wanting progress payments, and the line produces nothing sellable until the last station is commissioned and running at rate. Financing that starts the clock at first delivery makes you carry half a year of payments against zero output. We fund the vendors through the build and start your schedule when the line runs.

Built for This Asset

Structures priced by people who know what a production line earns and how it holds value — not a generic credit box.

Manufacturing Expertise

Part of our Manufacturing vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

  • Complete process and assembly lines
  • Conveyance, transfer, and indexing systems
  • Filling, capping, and sealing equipment
  • Vision, marking, and traceability stations
  • Controls, PLCs, and line integration
  • Rigging, installation, and commissioning

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Can payments start at commissioning rather than delivery?
Yes. Progress payments go to the vendors during the build and your first regular payment lands after the line is accepted and running at rate — the only point at which it can pay for itself. See milestone structures.
Can equipment from several vendors sit on one schedule?
Yes, and it should. A line assembled from four suppliers becomes one payment on one term, instead of four schedules ending in four different years.
Can I finance a used production line?
Yes — used production line financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.
Does a production line qualify for Section 179?
Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.
How fast can production line financing close?
Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Related Reading

Payment engineering and structure strategy from the Elevex Insights library.

Milestone-based equipment payments

Matching funding costs to customer receipts

When equipment becomes strategy

Payment structures that enable growth, not just acquisition

Payment engineering vs. equipment financing

What smart finance teams know that banks don't

Ready to finance your production line?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.