Commercial Laundry Financing

Finance washer-extractors, dryers, and ironers for an on-premise laundry, installation included — against the linen invoice you stop paying. Representative example: a $225,000 commercial laundry runs about $4,300/month.*

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The Commercial laundry Reality

Bringing laundry in-house is one of the few hospitality capital decisions with a clean number on the other side: the linen service invoice you stop paying. That makes the payment easy to size and the case easy to make. The harder questions are the ones the brochure leaves out — utility load, floor drains, the labor to run the room, and how long it is down during installation — and those are the ones worth settling before the equipment ships.

Built for This Asset

Structures priced by people who know what a commercial laundry earns and how it holds value — not a generic credit box.

Hospitality Expertise

Part of our Hospitality vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

Washer-extractors, 20–400 lb capacity
Tumble dryers and stacked units
Flatwork ironers, folders, and feeders
Water reuse, heat recovery, and boiler equipment
Carts, sorting systems, and chemical injection
Installation, plumbing, venting, and electrical

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

Learn more about financing structures

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

How should an on-premise laundry be compared against a linen service?

Directly against the monthly invoice, with utilities, chemicals, and labor added to the in-house side. When the delivered cost lands under what the service charges, the payment is covered by an expense already in your operating budget.

Can installation and plumbing be financed with the machines?

Yes. Drains, water and gas service, venting, and electrical work are often a meaningful share of the project, and financing the equipment alone leaves the rest to come out of cash.

Can I finance a used commercial laundry?

Yes — used commercial laundry financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.

Does a commercial laundry qualify for Section 179?

Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.

How fast can commercial laundry financing close?

Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.

Ready to finance your commercial laundry?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.

Apply Now Sellers: Register