Medical Equipment Financing

Medical equipment financing for imaging, surgical, and practice equipment — new, used, and refurbished, with reimbursement-aware terms. Representative example: a $150,000 imaging system runs about $2,8xx/month.*

Medical Equipment Financing

The Imaging system Reality

Medical equipment decisions sit at the intersection of patient care, technology cycles, and reimbursement timing. We finance across the practice — imaging to exam rooms — with schedules that respect how healthcare revenue actually arrives.

Built for This Asset

Structures priced by people who know what a imaging system earns and how it holds value — not a generic credit box.

Healthcare Expertise

Part of our Healthcare vertical: payment structures matched to how this industry's revenue actually arrives.

Backed by $1B

A $1B forward flow agreement with TPG gives Elevex institutional capital strength with entrepreneurial speed.

What We Finance

  • MRI, CT, and ultrasound — new, used, OEM-refurbished
  • Digital X-ray, C-arm, and mammography
  • Surgical and procedure equipment
  • In-house lab and diagnostic analyzers
  • Exam room and patient-flow equipment
  • EHR, IT, and practice-infrastructure hardware

Payment Structures

The differentiation: four ways to own the same equipment, engineered to your cash flow. Compare them side by side on our structures page.

Operating Lease

Off-balance-sheet treatment with end-of-term flexibility — return, renew, or purchase. Often the right answer when technology cycles or accounting outcomes drive the decision.

$1 Buyout Lease

Own the equipment for one dollar at term end. Fixed payments, full Section 179 eligibility, and a clean path to ownership.

Seasonal & Step Payments

Payments that follow your revenue curve — lighter in slow months, heavier in peak season, or stepping up as new equipment ramps to full production.

Usage-Based & As-a-Service

Payments tied to hours, output, or consumption. The category Elevex is defining: pay for what equipment achieves, not what it costs.

How It Works

Three steps from quote to funded.

1 · Apply in Minutes

Application-only to $1,000,000 — no tax returns or financials below that threshold. Have your equipment quote, auction listing, or build spec ready.

2 · Structure Together

A finance professional (not a portal) walks the structure options — term, seasonality, end-of-term — and prices the deal to your cash flow.

3 · Fund in 24–48 Hours

Most transactions fund within 24–48 hours of signed documents. Your vendor gets paid; you get to work.

Common Questions

Is refurbished imaging equipment financeable?
Yes — OEM-refurbished MRI, CT, and ultrasound systems are standard deals with pricing that reflects their real secondary-market value. Often the right economics for a growing practice.
Can payments defer while a new modality credentials?
Deferred-start and step structures bridge the credentialing and reimbursement ramp — light or no payments while billing catches up, rising to full as the modality produces. Compare structures.
Can I finance a used imaging system?
Yes — used imaging system financing is standard business, whether the unit comes from a dealer, an auction, or a private seller. We value working assets on condition and remaining service life, not a blanket age cutoff, and set terms the equipment can actually support.
Does a imaging system qualify for Section 179?
Most business-use equipment placed in service this tax year qualifies for Section 179 expensing, financed or purchased outright — often meaning the first-year deduction outruns your first-year payments. Run your numbers on our Section 179 calculator and confirm specifics with your tax advisor.
How fast can medical equipment financing close?
Application-only decisions to $1,000,000 come back in minutes for qualified credits, and most deals fund within 24–48 hours of signed documents. Apply online with your quote to start.
EDITOR NOTE (remove before launch): *Representative example for illustration only — not an offer of credit. Actual payment depends on credit profile, term, structure, and equipment; all financing subject to approval. Explore <a href="/equipment-financing">equipment financing</a>, <a href="/equipment-leasing">equipment leasing</a>, or estimate tax savings with the <a href="/section-179-calculator">Section 179 calculator</a>.

Related Reading

Payment engineering and structure strategy from the Elevex Insights library.

Payment engineering vs. equipment financing

What smart finance teams know that banks don't

When equipment becomes strategy

Payment structures that enable growth, not just acquisition

Ready to finance your imaging system?

Payments built on outcomes, from the team that knows your industry. Equipment sellers: offer financing at the point of sale with CapVex.